Index investingdone for you

What is index investing and how does it work with Stockspot?

Index investing is a strategy where you invest in funds that track a market index, like the ASX 200 or S&P 500. Stockspot builds and manages your portfolio using index-tracking ETFs, giving you broad diversification, lower fees and long-term growth potential.

Are index funds safe to invest in?

No investment is risk-free, but index funds are generally considered less risky than picking individual shares. That’s because they spread your money across many companies and sectors, which reduces the impact of one investment underperforming.

What happens when markets fall?

Stockspot monitors and rebalances your portfolio to keep it aligned with your goals. Index investing is designed for the long term, and market ups and downs are part of the journey.

How much do I need to invest?

Our minimum to start investing is just $2,000.

How much does it cost?

Refer to Pricing to view the Stockspot fee tiers.

Fees are charged monthly based on the average balance in your account over the month. Fees cover the ongoing management and rebalancing your portfolio, annual reviews to ensure that it continues to be the most suitable for your situation, administration and tax reporting.

We don't charge extra for brokerage and there are no other hidden costs. ETF fees are an indirect cost of approximately 0.25% p.a and come out of the ETF price.

What kind of returns will I get?

Stockspot portfolios have outperformed most similar funds over the years. You can find out about the Stockspot Portfolio returns here.

How are tax statements handled?

At the end of each financial year, we provide a comprehensive tax statement that includes all your income, dividends, franking credits, and capital gains or losses. It’s designed to make lodging your tax return simple, whether you do it yourself or use an accountant.