Compare Stockspot vs Spaceship

Australia's first & largest digital investment advisor with a strong track record of returns since 2014. Stockspot recommends diversified ETF portfolios that are directly owned by you.

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Review of the key differences

Stockspot vs Spaceship Voyager review

StockspotAustralia's first & largest digital investment advisor with a strong track record of returns since 2014. Stockspot recommends diversified ETF portfolios that are directly owned by you.

Spaceship VoyagerSpaceship includes three managed funds that were created by Spaceship Capital Limited. The three active funds are Spaceship Origin Portfolio Spaceship Earth Portfolio and Spaceship Universe Portfolio.

RISK PROFILE

StockspotYou are matched to a portfolio based on your personal situation, risk capacity and investment time horizon.

Spaceship VoyagerYou are not provided with a personalised investment plan and advice based on your personal situation and risk capacity. You can choose from five managed portfolios.

LOW FEES

Stockspot

Stockspots fee structure is markedly lower than active fund managers and traditional financial advisers.

Stockspot management fee starts from just $1 per month for accounts up to $20,000, see Stockspot's full fee tiers here.

Stockspot does not charge any brokerage fees on top of its monthly management fee.

Spaceship VoyagerSpaceship charges a monthly fee of $3 per month for portfolios with a balance of $100 or more. Spaceship Voyager charges $0 per month for accounts less than $100. Spaceship charges between 0.15% to 0.50% p.a. depending on the portfolio chosen.

INVESTMENT PHILOSOPHY

StockspotMarket timing or picking the right stocks is almost impossible to do consistently. Stockspot focuses on helping clients achieve long term compounding returns without needing to time the market or pick individual stocks. Read Stockspot's wealth management principles here.

Spaceship VoyagerSpaceship's fund managers actively pick stocks to go into the Spaceship portfolios. The portfolios are heavily concentrated into the technology sector.

DEFENSIVE ASSETS

StockspotStockspot portfolios are invested into both growth and defensive assets. Defensive assets like bonds and gold help cushion your portfolio against share market falls.

Spaceship VoyagerSpaceship funds invest in a mix of shares and bonds, depending on the portfolio risk profile. Spaceship Voyager does not include gold in any of their portfolios.

LOW MINIMUM INVESTMENT

StockspotGet started with $1,000.

Spaceship VoyagerNo minimum investment amount.

PUBLIC PERFORMANCE TRACK RECORD

StockspotA strong track record of returns since 2014.Stockspot portfolios outperformed all the Spaceship portfolio with comparable risk over the 12 month period as at 31 December 2025.Topaz (high growth): 19.3%Emerald (growth): 17.7%Turquoise (balanced): 16.9%Sapphire (moderately conservative): 15.6%Amethyst (conservative): 14.6%Returns are after-fees as at 31 December 2025. Returns are after ETFs fees and after Stockspot fees based on the Gold tier. We use the compound time weighted return methodology including the reinvestment of distributions but excluding individual tax. Comparison is based on the after-fee returns of a Gold tier investment in either Stockspot Amethyst, Turquoise or Topaz portfolios (our most popular portfolio in each risk category) on the basis that they have similar exposure to growth assets to the funds that have been compared. Investing in financial products involves risk. Past performance of financial products is no guarantee of future performance.

Spaceship VoyagerSpaceship Voyager publishes their returns as ‘annualised performance since Funded Date’ for each of their portfolios, Stockspot uses the time weighted returns methodology.Spaceship also publishes their one year returns as at 31 December 2025 which include:Spaceship Universe Portfolio (high growth): 9.3%Spaceship Earth Portfolio (high growth): 10.0%Spaceship Origin Portfolio (high growth): 10.0%Spaceship Galaxy Portfolio (balanced): 5.5%Spaceship Explorer Portfolio (conservative): 3.8%

TRANSPARENT INVESTING STRATEGY

StockspotStockspot only invests in index ETFs that have a proven track record of performance from trusted ETF businesses such as Vanguard and Blackrock. Our regular ETF Research informs which ETFs are included in our portfolios.

Spaceship VoyagerThe Spaceship Origin Portfolio, the Spaceship Universe Portfolio and the Spaceship Earth Portfolio invest directly into shares that have been selected by its fund managers or its indexing business Spaceship Capital Index Solutions. Related entity Spaceship Financial Services Pty Ltd was fined by industry regulator ASIC for false and misleading conduct in 2018.

INVESTMENTS IN YOUR NAME

StockspotStockspot does not mix your money up with other investors. All investments are held on your own individual HIN (Holder Identification Number) at the Australian share registry. It's a safer way to invest because your funds are separated from other people's in your own account.

Spaceship VoyagerYour money is pooled together with other investors' money under a managed investment scheme.

PERSONALISED ADVICE

StockspotPersonal investment advice based on your situation, your goals, your timeframe and your personal capacity to take risks with returns. You receive a personal Statement of Advice and can speak to a dedicated Stockspot investment adviser about your personal situation.

Spaceship VoyagerIt is up to you to select a portfolio and work out whether it is appropriate for your personal situation. Spaceship Voyager does not provide personal financial advice.

ADD INVESTMENTS YOU CARE ABOUT

StockspotWhen investing $20,000 or more you can add investment themes you care about, like socially responsible shares, property or dividend shares to your portfolio. There are over 1,000 different portfolio combinations.

Spaceship VoyagerSpaceship Voyager offers three portfolio options - Spaceship Origin Portfolio, Spaceship Universe Portfolio and Spaceship Earth Portfolio.

CONTROL YOUR REBALANCING

StockspotChoose from 3 different settings which are suited to different life stages.

Spaceship Voyager As a unit trust you have no control over how your portfolio is rebalanced.

TRANSITION YOUR PORTFOLIO

StockspotIf you're investing more than $200,000 you can speak with a dedicated Stockspot investment adviser to create your personal transition and implementation plan.

Spaceship VoyagerSpaceship Voyager does not provide personal financial advice.

INVEST FOR KIDS FOR FREE

StockspotKids invest for free with Stockspot with zero management fees for kids accounts up to $10,000 or until they turn 18. As you grow your primary account balance so too does your kids fee-free allowance, see the full fees and pricing tiers here.

Spaceship VoyagerNo fee-free option for kids.

* Information on Spaceship Voyager is based on details from their website, Product Disclosure Statement (PDS) and Financial Services Guide (FSG) as of 31 December 2025.

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Benefits of Stockspot portfolios

Investment expertise

We continually research and review the best investments for your portfolio

Keeps risk under control

We precisely rebalance your portfolio as the market changes

View your portfolio anytime

You can keep track of your portfolio and investing goals online and on our app

Enjoy fewer ups and downs

Diversification into bonds makes our portfolios less risky than just owning Australian shares

Makes your money work harder

We automatically reinvest your dividends, earning you more

Local team available to help

We help thousands of people every day, from those just starting out to experienced investors

Meet the team

Founder Chris Brycki started Stockspot to help Australians invest better and achieve financial freedom. As a professional fund manager he saw too many people getting ripped off by bad investment advice and high fees. Chris left his career to build Australia's first personalised online investing platform.

Today, Stockspot has a team of qualified professionals who help guide thousands of clients to build wealth with a proven investment strategy.

Our set of principles guides how we advise clients and invest their money. This is our DNA and what sets us apart from other products and investment managers.

Stockspot team
Our principles
Meet our senior investment experts
Meet our financial advisers

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