Compare Stockspot vs Commsec Pocket

Stockspot is Australia's first and largest digital investment advisor, launching the first 'robo-advice' investment service here in 2014. We take growing your wealth seriously, that's why we recommend comparing your options before you invest, and our strong track record of returns.

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Review of the key differences

Stockspot vs Commsec Pocket

StockspotAustralia's first & largest online investment adviser with a strong track record of returns since 2014. Stockspot recommends diversified ETF portfolios.

Commsec PocketA micro investing app created by Commsec to invest in individual ETFs with small amounts of money.

PERFORMANCE TRACK RECORD

StockspotA strong 10 year track record of returns since 2014.Stockspot publishes their 1, 3, 5 and 10 year returns across all portfolios.

Commsec PocketCreated in 2019, Commsec Pocket allows investors to select between 10 themed ETFs.

LOW FEES

Stockspot

Stockspots fee structure is markedly lower than active fund managers and traditional financial advisers.

Stockspot management fee starts from just $1 per month for accounts up to $20,000, see Stockspot's full fee tiers here.

Stockspot does not charge any brokerage fees on top of its monthly management fee.

Commsec PocketCharges brokerage each time you trade. The more often you invest, the more you pay. No management fee.

LOW MINIMUM INVESTMENT

StockspotGet started with $1,000.

Commsec PocketGet started with $50.

DIVERSIFICATION

StockspotYour portfolio is automatically spread across growth and defensive ETFs to smooth returns.

Commsec PocketYou will need to buy ETFs individually and are responsible for your own diversification.

DIVIDENDS

StockspotYour dividends are automatically re-invested into your portfolio and used to rebalance your portfolio back towards its target asset allocation.

Commsec PocketYou will receive dividends into your cash account and need to re-invest them manually yourself.

CONTROL YOUR REBALANCING

StockspotChoose from 3 different settings which are suited to different life stages (such as retirement).

Commsec PocketUsers are responsible for their own portfolio rebalancing.

PERSONALISED ADVICE

StockspotPersonal investment advice based on your situation, your goals, your timeframe and your personal capacity to take risks with returns. You receive a personal Statement of Advice and can speak to a dedicated Stockspot investment adviser about your personal situation.

Commsec PocketIt is up to you to select ETFs and work out whether they are appropriate for your personal situation. Commsec does not provide personal financial advice.

TRANSITION YOUR PORTFOLIO

StockspotIf you're investing more than $200,000 you can speak with a dedicated Stockspot investment adviser to create your personal transition and implementation plan.

Commsec PocketCommsec Pocket does not provide personal financial advice.

TRANSPARENT INVESTING STRATEGY

StockspotOur regular ETF Research informs which ETFs are included in our portfolios and is freely available, making it the most comprehensive and widely read ETF research in Australia.

Commsec PocketCommsec Pocket has historically been criticised in the financial media for only offering ETFs with low unit prices despite unit prices having no bearing on whether they are the best ETFs.

INVEST FOR KIDS FOR FREE

StockspotKids invest for free with Stockspot with zero management fees for kids accounts up to $10,000 or until they turn 18. As you grow your primary account balance so too does your kids fee-free allowance, see the full fees and pricing tiers here.

Commsec PocketNo fee-free option for kids.

SINGLE TAX STATEMENT

StockspotStockspot produces a 1 page tax statement for your whole portfolios with all franking credits, withholding tax and other tax items calculated across your whole portfolio.

Commsec PocketYou need to manage your own tax calculations based on the individual ETF statements including calculating total franking credits, withholding tax and other tax items.

* Information on Commsec Pocket is based on details from their website, blog and Financial Services Guide (FSG) as of 31 December 2025.

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Benefits of Stockspot portfolios

Investment expertise

We continually research and review the best investments for your portfolio

Keeps risk under control

We precisely rebalance your portfolio as the market changes

View your portfolio anytime

You can keep track of your portfolio and investing goals online and on our app

Enjoy fewer ups and downs

Diversification into bonds makes our portfolios less risky than just owning Australian shares

Makes your money work harder

We automatically reinvest your dividends, earning you more

Local team available to help

We help thousands of people every day, from those just starting out to experienced investors

Meet the team

Founder Chris Brycki started Stockspot to help Australians invest better and achieve financial freedom. As a professional fund manager he saw too many people getting ripped off by bad investment advice and high fees. Chris left his career to build Australia's first personalised online investing platform.

Today, Stockspot has a team of qualified professionals who help guide thousands of clients to build wealth with a proven investment strategy.

Our set of principles guides how we advise clients and invest their money. This is our DNA and what sets us apart from other products and investment managers.

Stockspot team
Our principles
Meet our senior investment experts
Meet our financial advisers

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Trusted by thousands of Australians

We're trusted by thousands of clients to manage hundreds of millions of dollars. That's because we always act in our clients' best interests.

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