Retirement income,
professionally managed

Many traditional pension funds pool members’ money into large investment options where you see a unit price rather than the underlying investments.

With Stockspot Pension, you have your own portfolio of transparent ETFs, with investments held by the super fund trustee for you, so you can see what you own, how it’s performing and what you’re paying.

You have access to qualified advisers whenever you need support.

This structure is designed to provide greater transparency, guidance and control throughout retirement.

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Stockspot delivers professional portfolio management digitally, removing unnecessary layers of complexity and cost. You receive a personalised retirement income portfolio, ongoing monitoring and rebalancing, and access to qualified advisers if you need support - at a lower structural cost than full-service advisory models.

Your income comes from a diversified portfolio of transparent ETFs.

These investments generate returns through dividends, interest and capital growth. You can see exactly what you own, how it is allocated and how it is performing at any time through your dashboard.

There are no unlisted assets or opaque structures.

Yes.

You can adjust your drawdown amount as your needs change, subject to minimum pension requirements. You remain in control of your income level at all times.

Your dashboard clearly separates capital and income so you can understand how changes affect your long-term sustainability.

Yes.

While Stockspot is delivered digitally, you can speak with a qualified investment adviser if you want guidance or have questions about your retirement strategy.

You receive professional oversight without committing to an ongoing traditional advisory relationship.

No.

As with any account-based pension, you can withdraw lump sums if needed (subject to pension rules). You maintain flexibility over your capital.

Your investments are held by the super fund trustee for you and remain fully visible at all times, so you can always see what you own and how it’s performing.

With an account-based pension, you are required to draw a minimum amount each year under superannuation rules. However, you can set your income at the minimum level if you don't currently need additional cash flow.

Yes. Stockspot Pension includes a transition to retirement option. It's designed to boost your income if you're looking to cut back on work or ease into retirement gradually.