How to switch to Stockspot Super
Everything you need to understand the process, check your insurance, and move your super with confidence.
How to apply, step by step
Applying online takes about 10 minutes. We then verify your details and complete your account setup, which usually takes 2-3 business days business days.
Step 1
Create your account
Start online and enter a few key details so we can recommend a portfolio suited to your age.
Step 2
Set up your Stockspot super
Complete your account setup so you can access your dashboard and next steps.
Have your ID, Tax File Number and current super fund details ready.
Step 3
Check your insurance and switch details
Before moving your super, review your current fund details and check whether any insurance could be affected.
Learn more about insurance with Stockspot Super
Step 4
Start your rollover
Begin the rollover process through your dashboard. From there, you can also manage contributions and employer details.
We guide you through the process and keep it as simple as possible.
FAQs — How to apply
How long does it take to set up a Stockspot Super account?
Setting up an account usually takes 2-3 business days.
How do I move my super to Stockspot?
Once your account is set up, you can start the rollover process online via your Stockspot Super dashboard, through the ATO website, or directly with your current fund.
Can I tell my employer to pay into Stockspot Super?
Yes. Once your account is active, you can manage your super details through the dashboard.
What should I check before switching?
The most important thing to check is whether you currently hold insurance inside your existing super fund, as that cover may be affected if you switch.
You may also want to review your current fund details, contribution arrangements and whether you want to consolidate multiple super accounts. If you're planning to claim a tax deduction for any contributions made to your current fund, make sure you submit your notice of intent form and receive acknowledgement prior to lodging your rollover request.
What if I want help before I apply?
You can book a call with the team if you'd like to talk through the process before getting started.
How insurance works
One of the key questions before switching super is insurance. The key is understanding your options before you move.
Keep your current cover
You may decide to keep the insurance you already have while you work out what makes sense.
Check what cover you currently have
Ask your current fund what happens if you roll money out
See whether you can keep or adjust your cover
Explore Stockspot Super insurance
Stockspot Super offers optional Life, TPD and Income Protection insurance through MetLife.
Apply after your account is set up
Costs depend on your cover and circumstances
Check with your current fund before switching
Talk it through with us
If you are unsure, we can help explain the process and talk through your options.
Understand what to check
Ask questions before rolling your funds over
Move at a pace that feels right
FAQs — Insurance
What insurance is available with Stockspot Super?
You can apply for Life, TPD and Income Protection insurance through MetLife once your Stockspot Super account is set up.
What should I check before applying?
If you already have insurance through another super fund, make sure you understand what will happen to that cover before rolling over your balance.
Make sure your new cover is active before closing an existing account.
How much does insurance cost?
The cost depends on things like your age, the type of cover you choose, how much cover you apply for and your personal circumstances.
Insurance through Stockspot Super may cost more than cover inside some large super funds. This is because large funds often use group insurance pricing across a broad member base, while Stockspot Super insurance is based on your own application, the cover you choose and your personal circumstances. The benefit is that cover is assessed more individually, rather than through a broad group structure.
You can use the premium calculator to get an idea of the cost before applying.
How do I apply for insurance?
Once your Stockspot Super account is set up, log in to your dashboard and go to the Insurance section to apply.
The application is completed online, and we will guide you through the process. You can learn more details about the application process here.
Can I move insurance from another fund to Stockspot Super?
If you have a group insurance policy through another super fund, it generally cannot be transferred.
If you have a personal policy arranged separately, you may be able to keep it and have premiums debited from your Stockspot Super account, depending on the policy arrangement.
Before rolling over your super, make sure your new or existing insurance is active to avoid losing cover during the switch.
Got more questions about insurance?
You can learn everything about Stockspot Super insurance here.
Ready to get started?
Book your complimentary 30 mins consultation call now.
Our local team is here to support you every step of the way.
