Portfolios

The Stockspot investment portfolios are based on Nobel Prize winning research.

We help manage a mix of globally diversified investments to grow your savings over the long-run. Our portfolios are thoroughly researched and designed with the right combination of investments to weather all market conditions.

Our portfolios

When you invest it’s important to have a good mix of both growth assets like shares and defensive assets like bonds to help cushion your portfolio against the ups and down in the stock market.

We offer 5 investment portfolios with a blend of these assets to best match your life stage, goals and financial situation.

Topaz Aggressive growth
Asset mix: 68.8% growth 31.2% defensive
Emerald Growth
Asset mix: 60.5% growth 39.5% defensive
Turquoise Balanced
Asset mix: 50.3% growth 49.7% defensive
Sapphire Moderately conservative
Asset mix: 44.2% growth 55.8% defensive
Amethyst Conservative
Asset mix: 35.5% growth 64.5% defensive
 What we invest in

Stockspot’s portfolios invest in ETFs (Exchange Traded Funds). ETFs are investment funds that are traded on a stock exchange. Instead of buying shares in a few companies, ETFs buy shares in all of the companies in a stock market or an index like the S&P/ASX 200.

Our portfolios invest in ETFs that cover 5 broad asset classes to give you access to thousands of different companies from around the world. The ETF choices are constantly reviewed to ensure you have access to the best possible return and diversification opportunities.

Australian shares

The top 300 listed companies on the ASX including Telstra and BHP.

Selected ETF:
VAS - Vanguard Australian Shares Index ETF

Global shares

Some of the worlds largest companies like GE, Toyota, IBM & Apple.

Selected ETF:
IOO - iShares Global 100 ETF

Emerging markets

Companies from fast growing economies like China, India and Brazil.

Selected ETF:
IEM - iShares MSCI Emerging Markets ETF

Bonds

Government bonds provide reliable fixed interest returns.

Selected ETF:
IAF - iShares Core Composite Bond ETF

Gold

To protect your portfolio against inflation, volatility and market falls.

Selected ETF:
GOLD - ETF Securities Physical Gold

For more information, see What is an ETF?

 Our investment philosophy

Stockspot has a set of principles that guide how we advise clients and invest their savings. This is our DNA and what sets us apart from other products and investment managers.

We believe:

  • Asset allocation drives the majority of portfolio returns and risk so it’s vital to get that right first.
  • Low cost index funds (ETFs) provide superior after-fee returns to actively managed funds engaged in stock picking or market timing.
  • Markets move in cycles so after a period of strong returns in one asset it is prudent to rebalance into others to lock in profits and reduce risk.
  • When it comes to investing, there is return, cost and risk. Everything else is just marketing.

For more information, see Stockspot philosophy

 

Established track record with high-quality returns

Our portfolios have a strong performance track record and have generated high quality returns for clients.

 

 

  Topaz Emerald  Turquoise Sapphire Amethyst
Financial year 2018 Topaz: 9.33 %  Emerald: 8.43% Turquoise: 7.57% Sapphire: 6.85% Amethyst: 5.78%
Financial year 2017 Topaz: 10.26 % Emerald: 8.07 % Turquoise: 6.61% Sapphire: 5.87 % Amethyst: 5.05 %
Financial year 2016 Topaz: 1.36 % Emerald: 2.45 % Turquoise: 2.88% Sapphire: 2.74 % Amethyst: 2.79 %
Financial year 2015 Topaz: 8.75 % Emerald: 7.42 % Turquoise: 7.30% Sapphire: 7.51 % Amethyst: 7.72 %
Annualised return since inception Topaz: 7.91 % Emerald: 6.80 % Turquoise: 6.36 % Sapphire: 6.06% Amethyst: 5.64 %
Distribution yield (year to date) Topaz: 3.05 % Emerald: 3.20 % Turquoise: 2.96 % Sapphire: 2.77 % Amethyst: 2.48 %

The Stockspot Model Portfolios have been published since July 2013 and open for investment since May 2014. Total return data includes ETF fees and management fees based on the Silver fee tier up to 1 July 2018. Actual performance of your portfolio may vary from our published returns due to the timing of investments and rebalancing. Refer to our Advice disclaimer, FSG and Benefits and risks for more information.

 

 

Nobel prize winning research

We use the Modern Portfolio Theory to build your portfolio. The economists who developed this received the Nobel Prize in Economics in 1990. It is the most widely accepted framework for managing diversified investment portfolios today.

 

Investment experts

Our team constantly reviews the investment choices to ensure you have access to the best possible return and diversification. We look for low cost Exchange Traded Funds (ETFs) that we believe are the best available based on our strict criteria and research.

 

Automatic rebalancing

All investments grow at different rates. It means your portfolio will drift away from its target blend of investments over time. When this happens, we automatically rebalance your portfolio, buying some assets and selling others to bring your portfolio back in line with your target asset mix.

Add investments you care about

You can personalise your portfolio with a range of investment themes you care about. Interested in socially responsible shares, Asian markets or want more dividends in your portfolio? You can add them.

Stockspot Themes gives you more control over your choice of investments but without the hassle of juggling them on your own.

For more information, see Stockspot Themes

 

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