Our Portfolios

We match you to a personalised portfolio based on your investing goals and preferences. Our portfolios aim to minimise risk while maximising returns.

Nobel Prize winning research has shown that spreading your money across different assets is the most reliable way to grow your wealth. Low-fee exchange traded funds (ETFs) help you diversify into Australian shares, international shares, bonds and other investments. That's why we use them in all our portfolios.

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What sets us apart

Stockspot has a set of principles that guide how we advise you and invest your savings.

Stockspot philosophy 01

"Don't look for the needle in the haystack. Buy the haystack." – John C. Bogle

The most successful stock picker of all time, Warren Buffett, says most people should not pick individual stocks. Instead, just invest in the whole market. Buffett recommends using funds that track the entire market (index ETFs) to do this, and so do we.

Stockspot philosophy 02

Time in the market, not timing the market

It’s almost impossible to time the market, even for experts. What’s more important is simply being invested across a range of assets to benefit from diversification and compound returns. We also help you avoid falling into common traps like over-trading, or panicking when the market falls.

Stockspot philosophy 03

The less you pay, the more you get

The lower the fee you pay, the more money there is left for you. Like Warren Buffett, we recommend low-cost funds (index ETFs) for this reason. Another way we keep costs low is by using technology to automate tasks like rebalancing your portfolio and reinvesting dividends.

Stockspot philosophy 04

"Show me the incentive and I'll show you the outcome." – Charlie Munger

We don't receive commissions from any of the ETFs we recommend. Nor do we sell your data to third parties or advertisers to make more money. Our only incentive is to grow your wealth.

Customise your portfolio with Stockspot Themes

If you're investing $50,000 or more you may like to take more control of your portfolios.

With Stockspot Themes you can add extra assets, countries or market sectors to your portfolio. We will ensure that your investment strategy stays balanced based on your goals and ability to take risk.

Benefits of Stockspot portfolios

Investment expertise

We continually research and review the best investments for your portfolio

Keeps risk under control

We precisely rebalance your portfolio as the market changes

View your portfolio anytime

You can keep track of your portfolio and investing goals online and on our app

Enjoy fewer ups and downs

Diversification into bonds makes our portfolios less risky than just owning Australian shares

Makes your money work harder

We automatically reinvest your dividends, earning you more

Local team available to help

We help thousands of people every day, from those just starting out to experienced investors

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Frequently asked questions

How do you know which portfolio is right for me?

Our online questionnaire asks you all the information we need to know about your personal situation. Our smart algorithms are then able to recommend a portfolio that’s best suited to your preferences and goals.

Do I own my investments?

Yes you are the legal and beneficial owner of your portfolio when you invest with Stockspot.

All investments are held under your own unique HIN (Holder Identification Number) that identifies you as the holder at the share registry. It’s a safer way to invest than in a pooled structure where your money and investments are mixed up with others.

Can I move money out of my portfolio if I want to?

Yes, you can withdraw your money at any time with no penalty fees.

What type of accounts can I set-up?

You can invest as an individual, in joint names, on behalf of a child, as a Self-Managed Super Fund (SMSF), a Trust or a Company.

How often do you rebalance my portfolio?

Investments grow at different rates over time. This means your investment mix will drift from your target blend.

When this happens, we will rebalance your portfolio back in line with your target asset mix. We also rebalance when you make a deposit or receive dividends.

Can I set-up a regular deposit to grow my wealth?

Yes. Simply set-up a regular transfer from your own bank account to your Stockspot account. After the first investment of $2,000 we will invest your money once it reaches our minimum investment thresholds. These are $500 in most cases, and $2,000 for portfolios over $50,000.

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